Helpmarket—Fast Search for Specialists
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The information provided on this website may be out of date or invalid due to changes in the laws and regulations in force in the different cantons. Users must check for themselves that the information is up to date.
In Switzerland, the law of obligations is governed by the Civil Code (Schweizerisches Zivilgesetzbuch, ZGB). Obligations arising from contracts between the service provider and the client are generally governed by the section on service contracts (Art. 394-406 ZGB).
In Switzerland, the law of obligations is governed by the Civil Code (Schweizerisches Zivilgesetzbuch, ZGB). Obligations arising from contracts between the service provider and the client are generally governed by the section on service contracts (Art. 394-406 ZGB).
How do I pay for the selected service?
On the website, you only pay a small commission for booking the service. The service is paid directly to the specialist. You choose the payment method that is most convenient for you and the specialist.
How do I know that a specialist is reliable and can be trusted?
Use a simple filter to find a specialist. You can choose a specialist by rating.
How do I know which language the expert speaks?
You can choose the language of the contractor yourself in the search filter.
Do I have to call a specialist?
You can call the specialist for more details or the service will start without a call on the day, time, and place of your choice.
The specialist didn't do their job—what to do?
Click the "Complaint" button on the service you have ordered.
Can I select more than one service at a time?
Yes, this function is available on our website in your account.
How do I order a service?
You can use the filter to select the desired specialist more precisely. After clicking the order button and paying the processing fee, both you and the specialist will receive an SMS with information about the service, service time, specialist's phone number, and service location.
Can I refill my account on the website to order services?
Yes, for your convenience, you can recharge your account on your personal account for any amount.
What should I do if I don't have access to a phone but I want to order a service?
The ordered service and all details of the order are also displayed in your account.
If I don't have money but I need a service?
That's why we have a Volunteerism section, where services are provided free of charge.
What are the conditions for protecting my data?
Data is securely protected in accordance with the security policy.
How will I see the notification about the order of a service?
After ordering a service, you and the client will receive an SMS message and a notification in your personal account in the menu item “My orders.” The message contains information about the service: when it will be provided, the phone number of the service provider, and the location where the service will be provided.
Who pays me for the service?
The customer pays for the service directly.
Do I, as a specialist, pay a commission for services rendered?
No, the commission is paid by the customer.
Where should I, as a specialist, do the work?
When adding a service to your profile, you can specify the convenient place of work: online, your place, or the customer's place.
Is the Helpmarket platform a job or a part-time job?
It's up to you. It can be a hobby, volunteer help, moonlighting from your main job, or a full-time job.
How much can I earn from your website?
You control your own income. You can earn as much as you want. Sometimes, a part-time job turns into a profitable and lucrative business.
Do I have to call the customer?
You can clarify the details of the order by calling the customer. Or start the service without calling at the time and place designated by the customer.
If I can't carry out a certain type of service?
You can always deactivate a service in your office. And turn on those services that you can provide at the given time.
How does the calendar work?
You control the timing of your services. You can activate any number of hours per day for any type of service.
Can I specify the time between services?
Yes, you can choose a time step between the current service and the next service, for example for traveling time or resting between jobs.
How many services can I place on your website?
There is no limit to the number of services a specialist can place. Fees are paid depending on the service package.
If I don't have access to a phone and can't get a text message?
The service you have ordered will also appear in your profile on the website.
Do I have to pay to post a service?
You can add 1 service for free. And then you can buy a package to add additional services.
If I want to add a service, but it's not on the list?
There are over 24,000 services on the website. But if you can't find the service you're looking for, to add it, please write here:
I want to provide services for free, what should I do?
You can add services to the volunteer section.
I want to be at the top of the search list, what do I need to do?
The Raise subscription can help you with this. To find out more about it, click here.
What are the conditions for protecting my data?
Your data is protected in accordance with our security policy.
Where does the Helpmarket platform operate?
The website is intended for people living in Switzerland and the Kingdom of Liechtenstein.
Can I use the site for free?
Yes, there are a number of features that you can use for free.
How can I delete my profile?
You can delete your account in the Settings.
How can I protect myself from fraudsters?
Pay attention to the rating of the specialist or seller. You pay directly to the specialist or vendor. Be careful when paying if the service is ordered online. Do not give your card details. Do not follow dodgy links. Try to contact the specialist or seller by phone or online before paying. Immediately report the incident to the support in the "Help" section.
I don't like the service, what should I do?
Your opinion is very valuable, please give your feedback, and write a comment to describe a problem.
Can I cancel the service?
You can cancel the service 24 hours before the service is provided. In the case of service cancellation less than 24 hours before its start, you will pay a penalty specified by the specialist, ranging from 0% to 100% of the service fee.
Does the platform transfer to third parties or authorities the information about the specialists' earnings, time of rendering services, or surname?
The platform does not pass to third parties information about the earnings of specialists, the time of rendering services, and the name of the specialist, as well as some other data. We do not store the client's payment information on the Helpmarket.ch. We strictly observe the Privacy Policy and do not make this information available. The specialist providing the service at will or when necessary must provide this information themselves. The service may be obliged to transfer information to third parties in accordance with the law or by court order, for example, in the case of investigation of offenses or in accordance with the request of law enforcement authorities. If the user consents to the transfer of their information to third parties, the service can carry out such transfer. For example, the user may agree to transfer their contact information for feedback or to provide necessary services.
Do I need a diploma to provide services in Switzerland?
The requirements for a diploma to provide services in Switzerland depend on the specific industry and the type of services you plan to provide. In some professional fields, such as medicine, law, or engineering, a relevant education and diploma may be mandatory. However, for most services, a degree is not mandatory. This may include services related to repair, construction, cleaning, design, consulting, information technology, and others.
What income is not taxable in Switzerland?
In Switzerland, there is a threshold below which income is not taxable. However, this threshold may vary depending on the canton, marital status, age, and other factors. The generally accepted value for the minimum tax threshold in Switzerland is around CHF 10,000 per year.
Where can I get a work permit if I have the "S" status?
Persons with the "S" status can be self-employed or employed, but both require a work permit, which is issued in the canton where you work. If you are employed, your employer registers you with the cantonal authorities. If you are self-employed, you must apply to the RAV, a support system that helps people find work and provides employment counseling. Every canton in Switzerland has an RAV or similar organization that provides support for unemployed people and job seekers. Here you will find the addresses of the labor support system for each canton for a work permit: <a href="https://www.sem.admin.ch/sem/de/home/sem/kontakt/kantonale_behoerden/Adressen_Meldeverfahren.html" target="_blank">https://www.sem.admin.ch/sem/de/home/sem/kontakt/kantonale_behoerden/Adressen_Meldeverfahren.html./</a>
Do I have the right to work in Switzerland if I have the "S" status?
Yes, you have the right to work in Switzerland. However, a work permit is required before you can start working.
If I am already employed but want to work part-time and provide services, what do I have to do?
If your income is more than 2,300 francs a year, you must register as self-employed. You will also have to take into account the tax liability for your additional activities. It is advisable to contact your local tax authorities or tax advisors to obtain information on the tax rules and obligations applicable to your situation. Depending on the nature of your services, you may need permits or licenses to provide them. You should keep separate records for your additional activities and keep track of all income and expenses related to them.
Do I have the right to work in Switzerland if I have "S" status?
Yes, you have the right to work in Switzerland. However, a work permit is required before you can start working.
If I am already employed but want to work part-time and provide services, what do I have to do?
If your income is more than 2,300 francs a year, you must register as self-employed. You will also have to take into account the tax liability for your additional activities. It is advisable to contact your local tax authorities or tax advisors to obtain information on the tax rules and obligations applicable to your situation. Depending on the nature of your services, you may need permits or licences to provide them. You should keep separate records for your additional activities and keep track of all income and expenses related to them.
What are the thresholds for the amount per year when I have to register as self-employed?
Below are some approximate thresholds for registering as self-employed in the different cantons of Switzerland. However, it should be noted that these values may change over time and it is advisable to contact local authorities and advisors for up-to-date information.
Canton of Zurich:
For commercial services: threshold of CHF 2,300 per year.
For manufacturing activities: threshold of CHF 1,500 per year.
Canton of Bern:
For commercial activities: threshold of CHF 2,300 per year.
For manufacturing activities: threshold of CHF 1,500 per year.
These are just a few examples, and thresholds may vary in other cantons. But in any case, you must first receive a work permit.
Where can I register my company in Zurich in the commercial register?
In Zurich, Switzerland, to register as self-employed, you should contact your local commercial register office (Handelsregisteramt). It is located at Handelsregisteramt Stauffacherstrasse 65/598004, Zürich.
You can contact them by phone or email to get more information about the requirements and procedure for registering as self-employed in Zürich. You will normally need to provide the following documents and information:
A registration application form stating your name, address, and planned activities.
Documents proving your identity (passport or identification card).
A business plan describing your activity, market, competition, and other information.
Information about your financial situation, including income and expenses.
It is advisable to seek the assistance of a professional accountant or lawyer for specific guidance and assistance in the process of registering as self-employed in Zurich.
Can I find out the addresses of the self-employment centers in my canton?
The specific addresses of the self-employment registration centers in different cities in Switzerland may change over time. However, here is a list of some cities and the relevant authorities where you can obtain information on self-employment registration:
Zürich: Handelsregisteramt Zürich Stauffacherstrasse 65/59 8004, Zürich.
Geneva: Office cantonal du registre du commerce (OCRC) Rue du Stand 26, 1204, Genève
Basel: Handelsregisteramt Basel-Stadt Spiegelgasse 12 4001, Basel
Bern: Handelsregisteramt Kanton Bern Falkenplatz 1 3012, Bern
Lausanne: Registre du commerce du canton de Vaud Rue Caroline 11 1014, Lausanne
Luzern: Handelsregisteramt Kanton Luzern Zentralstrasse 28 6003, Luzern
Givisiez: Registre du commerce du canton de Fribourg Route André Piller 21 1762, Givisiez
St. Gallen: Handelsregisteramt des Kantons St. Gallen Davidstrasse 41 9000, St. Gallen
Winterthur: Handelsregisteramt des Kantons Zürich Zentralstrasse 112 8003, Zürich.
These are just a few examples. Each canton will have its own authority responsible for registering self-employment. It is advisable to contact your local commercial register office (Handelsregisteramt) or the provincial business registration authorities for up-to-date information.
In Switzerland, is a work permit granted for a specific type of activity?
In Switzerland, a work permit, known as "Arbeitsbewilligung" or "Permis de travail", is issued for a specific type of activity. A work permit is usually linked to a specific company or employer and to a specified place of work.
What types of work permits exist in Switzerland?
Here are some of the main types of work permit in Switzerland:
Limited work permit (L-Permit): This is a permit for temporary workers who are invited to work in Switzerland for a limited period of time. The duration of this permit is usually up to one year and can be extended.
Work permit with quota restrictions (B-Permit): This permit is for foreign workers who have long-term work contracts with Swiss employers. The number of B-Permits issued is limited by quotas that are set in each canton.
Work permit for highly qualified professionals (L-Permit/B-Permit): This permit is intended for highly qualified foreign professionals who have the special skills or education required to work in Switzerland. The validity period and conditions of this permit may vary depending on the specific situation.
Self-Employed Permit: This permit is intended for foreign nationals who intend to be self-employed in Switzerland. To obtain this permit, you must submit a detailed business plan and fulfill certain criteria.
EU/EFTA Permit: EU and Swiss nationals do not need a work permit due to the free movement of labor. However, in some cases where the stay lasts longer than three months, registration or a residence permit may be required.
What types of services do I need a license for?
In Switzerland, the requirements for obtaining a license may vary depending on the specific type of service and canton. However, in general, some of the types of services for which a license is usually required include:
Medical services: doctors, dentists, pharmacists, and other medical professionals must have the appropriate license or registration to carry out their activities.
Legal services: lawyers, notaries, and other legal professionals must be licensed or registered to provide legal services.
Financial services: banks, insurance companies, investment firms, and other financial institutions must have appropriate licenses from financial regulators.
Tourism services: travel agencies, tour guides, and other businesses in the tourism industry must have appropriate licenses or permits.
Restaurant services: opening and operating restaurants, cafes, bars, and other catering establishments may require a license or permit.
Construction services: contractors and construction firms may require a license or registration to carry out their activities.
How many hours is the working week in Switzerland for the hundred-percent employees?
In Switzerland, the normal working week is 42 hours for full-time (100%) employees. This means that in a standard full-time job, employees are expected to work 42 hours per week.
How much do I have to pay to the AHV as a self-employed person?
For precise information about the recognition of your degrees in Switzerland, it is advisable to contact the qualifications recognition and evaluation authorities in the relevant canton or university where you plan to continue your studies or seek employment. As a self-employed person in Switzerland, you are obliged to contribute to the AHV (Swiss Automatic Retirement System). Contributions to the AHV are divided into two components: employee contributions and employer contributions. As a self-employed person, you will pay both contributions. AHV contributions for the self-employed are calculated on the basis of your income. AHV contributions are around 10.25% of your income. However, there is an annual income limit above which the contribution percentage is reduced.
How do I start a business in Switzerland?
It is quite easy to start a business in Switzerland. Here are some steps:
<a href='https://www.kmu.admin.ch/kmu/en/home/concrete-know-how/setting-up-sme/starting-business.html'>https://www.kmu.admin.ch/kmu/en/home/concrete-know-how/setting-up-sme/starting-business.html</a>
Are my diplomas valid in Switzerland?
The validity of your diplomas in Switzerland depends on several factors, such as the country in which you obtained your diploma and its recognition in the Swiss education system. The recognition process usually involves the following steps:
Applying: You should apply to the competent authority in the Swiss canton where you plan to use your diploma. This may be a university, a professional association, or the recognition authority in the canton.
Submission of documents: You may need official copies of your diplomas, academic transcripts, study programs, and other related documents. A translation of documents into the language of the canton or into English, French, German, or Italian is usually required.
Evaluation and comparison: The recognition body will evaluate your diplomas and compare them with relevant standards and requirements in Switzerland. They may consider the level of education, the program of study, academic achievements, and other factors.
Decision and recognition: Based on the results of the assessment, you will be informed of the recognition status of your qualification. They may recognize your diploma fully, partially, or not at all. In case of full or partial recognition, you will be issued with an official certificate or diploma. It is important to note that the recognition procedure may vary depending on the canton and the specific requirements of each authority.
Do I need a work permit if I have a minimum income?
A work permit is required for any job that generates income.
When does the obligation to contribute to the AHV arise?
An obligation to contribute to the Swiss Automatic Retirement System (AHV) arises when you have a certain status and income that fulfills the requirements of the social security system. Here are some common situations in which an obligation to contribute to the AHV may arise:
Employment: If you are employed in Switzerland, you and your employer are obliged to contribute to the AHV. This is usually automatically deducted from your salary.
Self-employed persons: As a self-employed person, you are also obliged to contribute to the AHV. The amount of contributions is calculated on the basis of your income and is set by the relevant statutory regulations.
Age pension: When you reach retirement age in Switzerland (usually 65 years for men and 64 years for women), you can become a beneficiary of the AHV pension if you have fulfilled the required length of service and paid contributions to the system.
Other cases: AHV contributions may also be required for certain other categories of people, such as those receiving disability benefits or survivors of a scheme contributor. It is important to note that the specific rules and requirements regarding AHV contribution obligations may change over time and may vary depending on your status and circumstances.
From what age I can provide services in Switzerland?
In Switzerland, the age at which you can provide services depends on the type of activity and the legislation governing it. Below are some general guidelines on age limits for different types of services:
Employment: The age at which you can start working as an employee is determined by the federal labor law in Switzerland. In general, the minimum age for employment under federal law is 15 years, but there are restrictions on the types of work and working hours for persons under 18 years of age.
Self-employed: For self-employed persons, the age limits may be more flexible and the age at which you can start providing services depends on the specific activity and the requirements in this area. However, it is important to check the requirements and licensing for your specific activity in your canton.
Volunteer work: Age limits for volunteer work may vary depending on the organization or program you wish to participate in. Some organizations may accept volunteers from the age of 16 while others may set age limits higher. In any case, it is advisable to contact the relevant authorities or institutions related to your activities to find out the exact age limits and requirements applicable to your case.
Do I have to pay income tax?
In Switzerland, income tax is compulsory for all individuals, including both Swiss and foreigners living or working in Switzerland. The tax rules apply equally to all taxpayers in the country in accordance with the relevant tax laws and the rules of the canton in which they live or work. Those who live abroad but work in Switzerland must also pay this tax. Income tax is deducted directly from your salary. Therefore, people who pay income tax do not have to file a tax return with the tax office. You only have to fill in a regular tax return once a year if your annual income exceeds 120,000 francs. Self-employed persons in Switzerland are also liable to pay income tax. As a self-employed person, you will be considered a Swiss tax resident and must pay taxes on your income. Self-employed persons are taxed on the profits or income derived from their self-employed activities. You must calculate and pay your own taxes, submit tax returns, and follow the rules and tax rates set by your canton of residence. It is advisable to contact the tax authorities of your canton or a tax law specialist for specific information on the tax obligations and procedures applicable to your self-employed activity.
How many hours per week can I work as a student in Switzerland?
There are certain limits on the number of hours students can work in Switzerland. Student work is usually between 15 and 20 hours per week. International students are allowed to work a maximum of 15 hours per lecture period. However, during school holidays (summer and winter) or between semesters, students can work full-time (usually 40 hours per week) with no restrictions on the number of hours.
If I already have a job, but I want to work part-time, do I have to inform my employer in Switzerland?
It is advisable to check your employment contract and your company's internal rules to see if they contain specific instructions about moonlighting or the requirement to inform your employer about additional work. If your employment contract contains provisions on conflict of interest or the requirement to inform the employer of additional work, you should comply with these rules and inform your employer of your intention to work part-time.
Do I need a work permit if I provide a service?
Non-EU/EFTA nationals need a work permit even for short-term work. In general, foreign nationals living in Switzerland must have a work permit to work in Switzerland, regardless of whether they provide services or engage in other types of work. However, there are certain exceptions, for example for citizens of the European Union (or the European Free Trade Association), who may be entitled to free movement and access to the labor market in Switzerland in accordance with the relevant arrangements.
Are my passwords and personal data safe?
All data transmissions on the Helpmarket.ch website are fully encrypted and secure. All our websites support the HTTPS standard. Your data will be stored in accordance with strict guidelines. A few tips for password and personal data security:
Use strong passwords
Keep personal data safe and do not share it through insecure channels
Update your software regularly and use anti-virus software
Be careful in the online environment.
Can I work without contributing to the AHV?
No, in Switzerland employees are required by law to contribute to the AHV (Autonomous Pension Scheme). The AHV is a compulsory social insurance that provides pensions, disability benefits, and survivors' benefits. Contributions to the AHV are mandatory for all working Swiss citizens and residents, including self-employed persons. Failure to contribute may result in legal consequences and restrictions on future social benefits and pension payments.
I am under 25 years old, can I work without a self-employed status?
Yes, this is possible in Switzerland. If you are under 25, you can work without self-employed status as long as your annual income does not exceed 750 francs. This means that you do not have to pay the relevant taxes and contributions to social programs such as AHV (Autonomous Pension Scheme) and IV (Disability). However, if your annual income exceeds this threshold, you need to register as self-employed or an employee and fulfill the corresponding tax and contribution obligations.
Do I, as a professional, have to conclude a contract with the customer? Who draws up the contract and in what form?
According to the Swiss Civil Code (Art. 394-406 ZGB), it is important to include the following key elements in the written contract:
Description of services: A clear and complete description of the services to be provided.
Payment: Terms of payment for the services to be provided.
Due Dates: Establishment of the start and completion dates for the services.
Liability of the parties: Conditions of liability for improper fulfillment of obligations.
Terms of Termination: Possible terms of termination and procedures in such cases.
Confidentiality: Confidentiality provisions, if applicable.
Applicable Law: Determination of applicable law, especially if the parties are in different jurisdictions.
The conclusion of the contract is supported by the use of a lawyer or consultant to ensure that all provisions are legal and in the best interests of both parties. This helps to prevent potential legal problems and provides clarity between the parties.
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Do people only have to work in their canton?
You do not have to live in the canton of your place of work.
Do I have to give a check or use a stamp as a service provider in Switzerland?
There is no mandatory requirement to provide cheques or use a stamp for service providers in Switzerland. However, it is advisable to have a reliable system of accounting for your financial transactions and to provide your clients with proof of services rendered and the amount paid. It is important to clarify that keeping accurate and transparent financial records is an important part of your business in Switzerland.
What is the difference between my gross and net salary?
From gross salary, it is necessary to subtract AHV, IV, EO (approximately 5.15%), UVG, BVG, ALV (1.1%), NBU (0.7% to 3.4%) to receive the net salary. Read more here: <a hreg='https://www.lohncomputer.ch/de/rechner/' target='_blank'>https://www.lohncomputer.ch/de/rechner/</a>
Do I have to pay contributions as a student in Switzerland?
In Switzerland, students are usually obliged to pay social security contributions (AHV/IV/EO) if they have paid employment. These contributions consist of two parts:
1) pension contributions (AHV), which amount to 5.275% of earnings, and
2) accident insurance contributions (IV/EO), which are 1.1% of earnings.
Do I have to pay contributions as a student in Switzerland if I am under 18?
If you are under 18 years of age and are a student in Switzerland, in most cases you do not have to pay social security contributions (AHV/IV/EO) in connection with earnings from work. The obligation to pay these contributions usually arises when you reach the age of majority. However, be aware that the specific rules may differ depending on the canton and other factors. It is advisable to contact the social insurance authorities or to get counseling from a specialist in order to obtain precise information about your situation and your contribution obligations as a student in Switzerland.
Will my contact details be passed on to third parties?
We do not share your contact details with third parties without your consent unless required by law or to fulfill your requests.
How soon do I have to register with the compensation fund from the start of my employment in Switzerland?
In Switzerland, there is a mandatory registration with the AHV/IV/EO compensation fund (AHV/IV/EO-Ausgleichsfonds) for all employees from the start of their employment. Registration must be done within 30 days of the start of employment. You must contact the AHV/IV/EO compensation fund in your canton and provide them with the necessary information for registration. This will enable you to obtain the relevant AHV number (national insurance number) and start paying the relevant contributions.
How long do I have to register as self-employed from the start of my own employment and profit?
In Switzerland, you must register your self-employment within 30 days from the start of your employment and profit as a self-employed person. The registration of self-employment must be carried out with the competent authorities in your canton. Contact the relevant cantonal office or your local business agency for information on the requirements and procedure for registering self-employment in your canton.
If I employ a service professional in my home for less than 8 hours a week, what insurance do I need?
In Switzerland, if you employ a service professional for less than 8 hours per week, you will need to take out Accident Insurance. This insurance is compulsory for all workers in Switzerland, including domestic workers, regardless of the number of hours worked per week. It provides protection against accidents at work and covers medical expenses and loss of income in the event of a work-related injury or illness. Contact your insurance company for details of the necessary documents and procedures to arrange accident insurance for a service specialist.
Who pays for Accident Insurance in Switzerland, the person providing the service or the person to whom the service is provided?
In Switzerland, Accident Insurance is usually paid for by the person providing the service (self-employed worker). This is part of their duties and responsibilities as an employee. They have to take care of their own insurance and pay the corresponding premiums themselves. However, in some cases, there may be an exception if otherwise agreed between the parties as part of the agreement. In the case of an employment relationship, the employer is responsible.
I have an EU passport, what do I need to do to provide services in Switzerland?
If you have a European Union (EU) passport and you want to provide services in Switzerland, follow these steps:
Register with your local authority or city government if you plan to stay in Switzerland for more than 90 days.
Check whether you need a work permit, depending on the nature of your work and the length of your stay. EU citizens do not usually need a work permit.
Register with the Swiss tax authorities and obtain a tax identification number if you will earn income from providing services in Switzerland.
Check insurance requirements depending on the type of services you provide. It is recommended to have third-party liability insurance (liability for damages).
Contact the local authorities, tax office, and other relevant authorities in Switzerland for more information relevant to your specific situation.
I am an S-status refugee, what do I have to do to start providing services?
If you are an S-status refugee and want to start providing services in Switzerland, you need to do the following:
Obtain a work permit: Contact your local Foreign Office or the relevant migration authority to find out how to obtain a work permit. When doing so, indicate your refugee status with an S status. You may be granted a special work permit or your situation may be considered individually.
Register with the tax office: Once you have received your work permit, register with the local tax office and obtain a tax identification number. This will allow you to pay taxes on your income from the services you provide.
Check insurance requirements: Depending on the type of services you provide, you may need third-party liability insurance (liability for damages). Check with local insurance companies to find out more about the requirements and to obtain the necessary insurance.
I am a refugee with F status, what do I have to do to start providing services?
If you are an F-status refugee and you want to start providing services in Switzerland, you have several options:
Obtaining a work permit: As an F-status refugee, you may have work restrictions. You should contact your local foreign office or migration authority to find out whether it is possible to obtain a work permit or any special permits to provide services. When doing so, indicate your refugee status with an F status.
Check the possibility of self-employment: In some cases, as an F-status refugee, you may be able to register as self-employed and start providing services. Check local requirements and procedures for self-employed persons to find out how to apply and obtain the necessary permits.
Register with the tax office: If you are authorized to provide services, you will need to register with the local tax office and obtain a tax identification number. This will allow you to pay taxes on your income from the services you provide.
Insurance: Check insurance requirements depending on the type of services you provide. You may need third-party liability (personal injury liability) insurance to protect yourself from potential claims or damages related to your business.
Do I need additional insurance if I provide services? What types of insurance do I need? How much do I have to pay for insurance?
When you provide services in Switzerland, it is advisable to have additional insurance to protect yourself against possible risks and legal problems. Here are a few types of insurance you may need when providing services:
Third-party liability insurance (liability for damages): This insurance helps protect you from potential claims and damages related to your business. It may cover physical harm, property damage, or other losses that may be caused by your services.
Property Insurance: If you use certain equipment, tools, or materials to provide your services, property insurance can help protect your assets from the threat of loss, damage, or theft.
Casualty Insurance: Depending on the nature of your services, accident insurance can be useful. It provides protection if you are injured or have other accidents that could result in loss of income or medical expenses.
Other types of insurance: Depending on the specific type of services you provide, other types of insurance may be required. For example, if you provide medical or consulting services, Professional Indemnity Insurance may be required.
If I am self-employed in Switzerland, how often do I have to pay taxes?
In Switzerland, the frequency of tax payments for the self-employed can vary depending on the canton where you live. Generally, taxes in Switzerland are paid annually and the deadlines for filing tax returns and paying taxes may vary from canton to canton.
Where can I find out for help starting a business?
You can find out here:
<a href='https://www.kmu.admin.ch/kmu/en/home/concrete-know-how/setting-up-sme/starting-business.html'>https://www.kmu.admin.ch/kmu/en/home/concrete-know-how/setting-up-sme/starting-business.html.html</a>
How much does damage insurance cost in Switzerland for a self-employed person?
For example, damage insurance for a self-employed entrepreneur engaged in construction or renovation can be around CHF 500-2000 per year, depending on the size of the business and the risks involved. On average, damage insurance for a cleaner in Switzerland can be around CHF 300-1,000 per year. However, to get more accurate information on the cost of damage insurance for your specific situation, it is recommended that you contact insurance companies or brokers in Switzerland for a personalized quote and information.
What steps are required to legally provide services in Switzerland if you live there?
1. You need to obtain a work permit from the Office for Economy and Labour. 2. Register with the SVA after the first client appears (you will need to provide them with proof of payment for the service).
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